How does Orchard work?
With Orchard, homebuying and selling are simple and stress-free. Our service ensures you won’t miss out on your dream home because you haven’t sold your current one. We'll guarantee your home sale — and take the hassle out of the closing process by helping you finalize mortgages, title, and insurance all in one place.
Only looking to sell? We can still help.
Let’s walk through some common questions about buying and selling homes with Orchard.
You can get an Equity Advance to help buy your new home — without any contingencies — until we sell the old one for top-dollar.
Here’s how it works:
You’ll start by answering a few questions about your current home and your home buying goals on our website. Next, our success team will reach out to schedule a no-obligation consultation with an Orchard real estate agent near you.
At your consultation, your agent will go through our Move First service in more detail, including how you can use our Equity Advance, an interest-free loan, to make a down payment on your new home, cover closing costs, and even pay for moving expenses.
Next, you’ll complete a mortgage application with Orchard Mortgage so we can determine your Equity Advance. (This also gets you preapproved for a mortgage with Orchard Mortgage, but you can choose any lender you like.) Your Equity Advance can also cover up to 4 months of mortgage payments on your old home while we list it on the market.
With your pre-approval in hand, your agent will tour homes that meet your criteria. (Many of our customers also use Orchard Home Match to see how well a home matches their specific preferences. (You can also browse Orchard home listings here.)
When you find your dream home, we’ll wire you the Equity Advance just before you close. Then your Orchard agent will handle listing the old home as you settle into the new one. At no out-of-pocket cost, our Concierge service can even upgrade or repair your home with minor renovations to make sure it’s in the best condition to attract buyers. (You can keep tabs on its performance, including showings and feedback, within your Orchard dashboard.)
After the original home sells, you’ll receive the proceeds and pay back Orchard for the Equity Advance.
Orchard also guarantees your home sale, turning you into a non-contingent buyer. That means you can put in a stronger offer that home sellers prefer. Some homeowners are just looking for a quick sale. If that's the case, Orchard can help you source and compare multiple cash offers from investors.
Orchard currently operates in:
If you're looking to join Orchard as a real estate agent, you can find more info here.
We charge a standard 6% fee on your home sale, making it similar to a traditional real estate transaction. We’re aligned with you — the more your home sells for, the more we make on commission. (There's also a program service fee, for buying and selling at the same time.)
Most of our listings sell within 35 days.
⇨ Get started with a free home valuation
Orchard can help you if you prefer to sell first and then buy — the traditional way. People who are only looking to sell can just list their home with Orchard, too. (This is helpful if you're looking to buy a new home outside of our markets.)
You can also opt for renovations with Concierge services to ready your home for showings and increase its value. You can start by getting a home value estimate — Orchard's is 25% more accurate than leading estimates.
Say goodbye to the days of needing to sell your home before buying a new one. There’s an easier way, and our FREE guide breaks down how it can work for you.
On top of Orchard’s Home Sale Guarantee, we list, prep, and show your old home after you’re all moved out.
Grow your business and make $50-$70K more per year.
When you list with Orchard, we’ll get your home show-ready and make repairs to increase your home’s value at no upfront cost.
Orchard guarantees your home will sell, so you can buy your next one worry-free.
On top of Orchard’s Home Sale Guarantee, we list, prep, and show your old home after you’re all moved out.
Use our home sale calculator to estimate your net proceeds.
Our Home Advisors are experienced local agents who know how to sell for top dollar and help win your dream home.
All Orchard Home Advisors are experienced agents who know your local market inside and out. Request a consult today.
Did you know cash offers are 4x more likely to be chosen by a seller? Let us help you make one on your next home.
Get the most accurate free home valuation — in minutes
Orchard Home Loans shops the market to find your best rates.
A cash offer is 4x more likely to be chosen by a seller. Get qualified today.
Make a cash offer now, and Orchard will sell your old home after you move.
Tell us your must-haves to see personalized home recommendations that meet your criteria.
With Orchard, secure your dream home before you list. Avoid home showings, rentals, and double moves.
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